Experienced nomads recommend Cigna Global for full global coverage including home country, based on Reddit feedback from r/ExpatFIRE and r/digitalnomad.
On r/ExpatFIRE, one user chose Cigna Global saying: “it was the only one I found which still provides coverage in both your country of residence and country of nationality, as well as covering you anywhere you travel.” Coverage in the country of nationality is limited to 180 days/year. :contentReference[oaicite:8]{index=8}
Another Reddit discussion noted: “I have Cigna. … It’s fine if you move. They just need a place for you to start.” Emphasizing flexibility and strong footprint across countries. :contentReference[oaicite:9]{index=9}
Cigna Global is often recommended when users desire continuous expatriate-style coverage—including home‑country stays—rather than relying only on emergency travel insurance. The Redditors emphasize it even if cost is higher (~€100–200+ per month), the peace of mind is worth it.
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